Mental health and self care concept. Young beautiful woman practicing yoga on the beach, sitting on sand and meditaning. Happy girl relaxing on seashore on summer vacation

self-care loan

helping you look after number one

Our Self-Care loan is all about you. From cosmetic procedures to dental work, laser eye surgery and more! The Self-Care Loan is for whatever you need to look after number one.

How much can I borrow?

Promotional Interest Rate of


Borrow from


Payments over

1-5 yrs

Monthly repayments

on your MFCU Self-Care Loan

LOAN AMOUNT€2,000€15,000
APR 9.24%9.24%
MONTHLY REPAYMENTS (5 years)€41.51€311.30
TOTAL COST OF CREDIT€2,490.42€18,678.15

HOw to apply

Apply online

Apply Online

To apply online, you firstly need to login to your MFCU account on our website or mobile app.

It is important to note that your account must have fully up-to-date proof of address and ID before applying for an end-to-end loan.

Loan Documents

Loan Documents

As part of this process you will need to upload documentation to support your application, please ensure you have your proof of ID and some recent payslips ready before continuing.

You must decide your preferred terms of the loan such as payment frequency and loan period before uploading relevant documents.

Loan Decision

Loan Decision

An MFCU loans officer will contact you by phone in regards to the application. If approved, you will then have to sign your credit agreement on your online account. 

Funds Drawdown

Funds Drawdown

Once the credit agreement is signed, the loan funds will be transferred straight into your bank account.

Loan Calculator

Check your repayments using our loan calculator. If you’re happy with the repayments, submit your details and we’ll call you back within 24hours to jump start your loan process

How to qualify

for an MFCU Self-Care Loan

You must be a registered MFCU member to apply for a loan with us. We welcome any new members that live, work or study within our common bond to join our North Dublin credit union today.


What can a Self-Care Loan be used for?

MFCU Self-Care Loans can be used for cosmetic procedures to dental work, laser eye surgery and more! The Self-Care Loan is for whatever you need to look after number one.

We are neither for/against “Self-Care”. If you want to pursue Self Care, that’s your decision. And we want to help you in whatever way we can.

How long can you take out a Self-Care Loan for?

This type of loan is typically repaid within 5 years.

Can I overpay my repayments on the loan?

Yes, of course! With MFCU, there is no penalty for early or lump sum repayments on our loans.

Can I increase my loan with MFCU?

Yes, with MFCU you can top-up your loan if you decide you want to increase an existing loan. We will of course carry out a check of your account before issuing a top-up to ensure you won’t be taking on too much debt.

How much can I borrow for a Self-Care Loan?

You can borrow between €1,000- €75,000 with an MFCU Self-Care Loan.

Benefits of
mfcu loans

Online loans

Apply for a loan from the comfort of your home.

Reduced interest

Pay less overtime as your balance decreases.

Online Top Up

Quick Loan top up with the MFCU mobile app or desktop.

Full support

We’re always here to help. Call us or use Live Chat.

Loan protection

Built in insurance in case on extreme circumstances.
T&C apply.

we’re here to help

Click here for Self-Care Loan Terms and Conditions.

Lending criteria, terms and conditions apply. Member First Credit Union is regulated by the Central Bank of Ireland.

WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.